Economical is one of Canada’s leading property and casualty (P&C) insurance companies.

Headquartered in Waterloo, Ontario, we're proud to serve more than one million Canadians across the country through a national independent broker force. As a multi-channel insurance company, we provide Canadians with great service regardless of how they choose to purchase their insurance. Behind the scenes and in the field, it's our employees and valued broker partners that make all the difference. They're the reason we’ve come as far as we have, and the reason we’ll go much further still.

Investments in innovation, customer service, and operations underpin the future of Economical. Our company is poised to grow, invest, expand, and deliver value to its broker partners and customers. Get ready for the future, with us.

The Beginning

A Canadian success story — founded in 1871.

The Economical success story began in what was once the small community of Berlin (now Kitchener), Ontario, when a group of concerned citizens banded together to help their neighbours during times of hardship and disaster. Economical Mutual Fire Insurance Company of Berlin issued its first policy on a house and barn on November 25, 1871.

Over the years, Economical and the insurance industry have experienced incredible growth and change. Through it all we have remained committed to our original promise of "neighbour helping neighbour" from coast to coast during times of hardship. And through it all we have also remained proudly


First things first

When you need to make a claim, we’re here to help — and so is your broker. Your broker can look after all your claim details, so you can focus on getting your life back to normal.

No matter the type of claim you’re reporting, your first step is to contact your independent insurance broker. For after hours emergencies, call our 24-hour service line at 1-800-607-2424


Your satisfaction is our top priority, and it’s guaranteed. With a specialized team of more than 600 claims professionals on your side, you’re sure to get the service you deserve — 24 hours a day.



HOUSE          COTTAGE          CONDO          TENANT          LANDLORD          AUTO             

  • Property (your home)
  • Additional living expenses
  • Damages to others involved
  • Contents (your stuff)
  • Detached buildings & sheds
  • Home-based businesses
  • Identity theft
  • Trailers, watercraft, and more…
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